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Uncover the truth behind common personal loan myths. Understand real rates, terms, and fees to make informed financial choices.
Saudi national or resident
Age 21-65
Minimum salary SAR 4,000
APR
4.5–12.0%
Term
12–60mo
Monthly
﷼10k–﷼1M
Amount
﷼10k–﷼1M
Saudi national or resident
Salary transfer to ANB
Minimum salary SAR 5,000
APR
8.46–9.99%
Term
12–60mo
Monthly
﷼20k–﷼500k
Amount
﷼20k–﷼500k
Saudi national or resident
Salary transfer to Riyad Bank
Minimum salary SAR 3,000
APR
5.0–7.5%
Term
12–60mo
Monthly
﷼10k–﷼300k
Amount
﷼10k–﷼300k
Saudi national or resident
Salary transfer to BAJ
Minimum salary SAR 3,000
APR
5.5–8.0%
Term
12–60mo
Monthly
﷼10k–﷼3M
Amount
﷼10k–﷼3M
Saudi national or resident
Salary transfer
Minimum salary SAR 5,000
APR
5.5–8.5%
Term
12–60mo
Monthly
﷼10k–﷼2M
Amount
﷼10k–﷼2M
Saudi national or resident
Salary transfer to SNB
Minimum salary SAR 3,000
APR
5.0–7.5%
Term
12–60mo
Monthly
﷼10k–﷼2.5M
Amount
﷼10k–﷼2.5M