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Personal Loans Aug 31, 2026

Personal Loans: Top Picks for Every Borrower's Needs

Discover the best personal loans with rates as low as 7.99% and no hidden fees. Navigate borrowing with confidence and find the right fit for your financial situation.

SBS Bank Personal Loan

Personal

NZ citizen or permanent resident

Age 18+

Regular income

⚡ 1-3 business days View offer →

APR

11.5–15.5%

Term

6–60mo

Monthly

NZ$1k–NZ$30k

Amount

NZ$1k–NZ$30k

Instant Finance Personal Loan

Personal

No specific requirements listed

View offer →

APR

9.95–29.95%

Term

3–84mo

Monthly

NZ$500–NZ$50k

Amount

NZ$500–NZ$50k

Kiwibank Personal Loan

Personal

No specific requirements listed

View offer →

APR

12.99–18.99%

Term

12–60mo

Monthly

NZ$2k–NZ$30k

Amount

NZ$2k–NZ$30k

The Co-operative Bank Personal Loan

Personal

No specific requirements listed

View offer →

APR

9.95–17.75%

Term

6–60mo

Monthly

NZ$1k–NZ$50k

Amount

NZ$1k–NZ$50k

ASB Personal Loan

Personal

No specific requirements listed

View offer →

APR

12.9–19.95%

Term

6–84mo

Monthly

NZ$2k–NZ$50k

Amount

NZ$2k–NZ$50k

BNZ Personal Loan

Personal

No specific requirements listed

View offer →

APR

13.9–19.9%

Term

6–60mo

Monthly

NZ$2k–NZ$50k

Amount

NZ$2k–NZ$50k

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Personal Loans: Top Picks for Every Borrower's Needs

Trending items

SBS Bank Personal Loan

Instant Finance Personal Loan

Kiwibank Personal Loan

The Co-operative Bank Personal Loan

ASB Personal Loan

BNZ Personal Loan