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Kuda app account required; monthly installment repayment; no paperwork
APR
30.0–108.0%
Term
1–12mo
Monthly
₦5k–₦250k
Amount
₦5k–₦250k
Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required
APR
20.0–28.0%
Term
6–60mo
Monthly
₦200k
Amount
₦200k
Salary account holder with 6 months salary history, ₦20,000 monthly lodgement, ₦30,000 net salary minimum, clean credit bureau report
APR
35.4%
Term
1–12mo
Monthly
₦5k–₦5M
Amount
₦5k–₦5M
APR
54–195%
Term
2–12mo
Monthly
₦2.5k–₦1M
Amount
₦2.5k–₦1M
Digital application through the Renmoney app; identity and income checks may apply
APR
25.44–31.8%
Term
3–24mo
Monthly
₦50k
Amount
₦50k
No collateral; smartphone app application
APR
60.0%
Term
1–12mo
Monthly
₦1.5k–₦1M
Amount
₦1.5k–₦1M
