Loan Comparison Platform

Compare personal loans

Objective comparisons, expert reviews, and clear terms — so you borrow with confidence.

5.99%

APRs from

24h

Updated

100%

Independent

Personal Consolidation Auto Mortgage

Personal Loans

Flexible funds for any purpose — compare rates and terms

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Debt Consolidation

Simplify payments with one lower-rate loan

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Auto Finance

Vehicle loans with competitive APRs

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Home Loans

Mortgage rates reviewed by our editorial team

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Recently added

ANZ Car Loan

Auto

NZ resident

Aged 18+

Regular income

⚡ Within 5 business days View offer →

APR

13.9%

Term

6–84mo

Monthly

NZ$3k–NZ$50k

Amount

NZ$3k–NZ$50k

Harmoney Personal Loan

Personal

At least 18 years old

NZ citizen, permanent resident, or Australian citizen

No defaults on credit file

⚡ Quote in minutes, funding can be as fast as 9 minutes View offer →

APR

7.99–24.99%

Term

36–84mo

Monthly

NZ$2k–NZ$100k

Amount

NZ$2k–NZ$100k

SBS Bank Home Loan

Mortgage

Residential home loans typically need at least 20% equity

Residential investing lending typically needs at least 30% equity

First Home Loans can be available with at least 5% equity

View offer →

APR

4.19–6.39%

Term

6–360mo

Monthly

—

Amount

—

Harmoney Car Loan

Auto

NZ or Australian citizen

No defaults on credit file

Full-time or permanent part-time employment

⚡ Rate check with no credit score impact View offer →

APR

7.99–24.99%

Term

36–84mo

Monthly

NZ$2k–NZ$100k

Amount

NZ$2k–NZ$100k

Westpac Car Loan

Auto

NZ resident

Aged 18+

Westpac account

⚡ 1-3 business days View offer →

APR

6.49–12.99%

Term

6–60mo

Monthly

NZ$2k–NZ$50k

Amount

NZ$2k–NZ$50k

SBS Bank Personal Loan

Personal

NZ citizen or permanent resident

Age 18+

Regular income

⚡ 1-3 business days View offer →

APR

11.5–15.5%

Term

6–60mo

Monthly

NZ$1k–NZ$30k

Amount

NZ$1k–NZ$30k

UDC Finance Car Loan

Auto

NZ citizen or permanent resident

Age 18+

Regular income

⚡ Apply online or through dealer network View offer →

APR

8.55–11.7%

Term

12–60mo

Monthly

NZ$5k–NZ$100k

Amount

NZ$5k–NZ$100k

ASB Car Loan

Auto

NZ resident

Aged 18+

ASB account holder

⚡ 1-3 business days View offer →

APR

12.95%

Term

6–84mo

Monthly

NZ$2k–NZ$50k

Amount

NZ$2k–NZ$50k

ANZ Personal Loan

Personal

At least 18 years old

Regular income

Enough money left after expenses for repayments

⚡ Decision within 5 business days, same-day funding once approved View offer →

APR

13.9%

Term

6–84mo

Monthly

NZ$3k–NZ$50k

Amount

NZ$3k–NZ$50k

AA Money Car Loan

Auto

NZ citizen or permanent resident

Regular income

Minimum age 18

⚡ Quick online application View offer →

APR

9.4–12.15%

Term

12–60mo

Monthly

NZ$5k–NZ$75k

Amount

NZ$5k–NZ$75k