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5.99%

APRs from

24h

Updated

100%

Independent

Recently added

Functional salary account and last 6 months pay slip plus bank statement indicating salary inflows

⚡ Bank review and disbursement to salary account View offer

APR

28.5–32.0%

Term

6–60mo

Monthly

₦200k

Amount

₦200k

Salary paid into a Stanbic IBTC account; minimum net monthly income of ₦50,000; credit and affordability checks

⚡ instant approval View offer

APR

48.0%

Term

6–24mo

Monthly

₦100k

Amount

₦100k

Digital application through the Renmoney app; identity and income checks may apply

⚡ fast app-based approval View offer

APR

25.44–31.8%

Term

3–24mo

Monthly

₦50k

Amount

₦50k

Kuda app account required; monthly installment repayment; no paperwork

⚡ minutes View offer

APR

30.0–108.0%

Term

1–12mo

Monthly

₦5k–₦250k

Amount

₦5k–₦250k

Salary account holder with 6 months salary history, ₦20,000 monthly lodgement, ₦30,000 net salary minimum, clean credit bureau report

⚡ instant View offer

APR

35.4%

Term

1–12mo

Monthly

₦5k–₦5M

Amount

₦5k–₦5M

Phone number or Facebook account, ID number, and mobile money or bank account

⚡ minutes to 24 hours View offer

APR

36.0–99.0%

Term

4–52mo

Monthly

₦6k–₦1M

Amount

₦6k–₦1M

Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required

⚡ bank review and disbursement to salary account View offer

APR

20.0–28.0%

Term

6–60mo

Monthly

₦200k

Amount

₦200k