Loan Comparison Platform
Objective comparisons, expert reviews, and clear terms — so you borrow with confidence.
5.99%
APRs from
24h
Updated
100%
Independent
No collateral; smartphone app application
APR
60.0%
Term
1–12mo
Monthly
₦1.5k–₦1M
Amount
₦1.5k–₦1M
Nigerian registered business
Access Bank business account
Business plan required
APR
—
Term
6–60mo
Monthly
₦500k
Amount
₦500k
Digital application through the Renmoney app; identity and income checks may apply
APR
25.44–31.8%
Term
3–24mo
Monthly
₦50k
Amount
₦50k
Nigerian registered business
UBA business account
Financial statements and projections
APR
—
Term
12–60mo
Monthly
₦500k
Amount
₦500k
APR
54–195%
Term
2–12mo
Monthly
₦2.5k–₦1M
Amount
₦2.5k–₦1M
Nigerian registered business
6+ months trading history
Digital application process
APR
—
Term
1–12mo
Monthly
₦150k
Amount
₦150k
Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required
APR
20.0–28.0%
Term
6–60mo
Monthly
₦200k
Amount
₦200k
Nigerian registered business
Zenith Bank business account
Financial statements required
APR
—
Term
12–60mo
Monthly
₦1M
Amount
₦1M
Monthly income of ₦1,000+; no collateral; no physical paperwork
APR
24–456%
Term
1–36mo
Monthly
₦1.5k–₦5M
Amount
₦1.5k–₦5M
Nigerian registered business
Stanbic IBTC business account
Part of Standard Bank Group
APR
—
Term
12–60mo
Monthly
₦1M
Amount
₦1M
Functional salary account and last 6 months pay slip plus bank statement indicating salary inflows
APR
28.5–32.0%
Term
6–60mo
Monthly
₦200k
Amount
₦200k
Nigerian registered business
GTBank business account
Minimum 2 years trading history
APR
—
Term
12–60mo
Monthly
₦1M
Amount
₦1M
Salary paid into a Stanbic IBTC account; minimum net monthly income of ₦50,000; credit and affordability checks
APR
48.0%
Term
6–24mo
Monthly
₦100k
Amount
₦100k
Nigerian registered business
First Bank business account
Financial statements required
APR
—
Term
12–60mo
Monthly
₦500k
Amount
₦500k
Kuda app account required; monthly installment repayment; no paperwork
APR
30.0–108.0%
Term
1–12mo
Monthly
₦5k–₦250k
Amount
₦5k–₦250k
Phone number or Facebook account, ID number, and mobile money or bank account
APR
36.0–99.0%
Term
4–52mo
Monthly
₦6k–₦1M
Amount
₦6k–₦1M
Salary account holder with 6 months salary history, ₦20,000 monthly lodgement, ₦30,000 net salary minimum, clean credit bureau report
APR
35.4%
Term
1–12mo
Monthly
₦5k–₦5M
Amount
₦5k–₦5M
Discover top personal loans this summer with rates from 2.95% and flexible repayment terms up to 60 months. See which fits your needs.
Freelancers often face unique challenges when seeking loans. Discover options that cater to flexible income and fast approval, with rates starting at 24%.
