SAIB Personal Loan
PersonalValid national ID
Minimum monthly income EGP 5,000 (employees) or EGP 20,000 (self-employed)
Minimum 2 years with current employer
APR
9.0–10.5%
Term
6–144mo
Monthly
E£5k–E£5M
Amount
E£5k–E£5M
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5.99%
APRs from
24h
Updated
100%
Independent
Valid national ID
Minimum monthly income EGP 5,000 (employees) or EGP 20,000 (self-employed)
Minimum 2 years with current employer
APR
9.0–10.5%
Term
6–144mo
Monthly
E£5k–E£5M
Amount
E£5k–E£5M
No income proof required for surrogate programs
Salaried employees and professionals eligible
Free life insurance during the loan
APR
25.0%
Term
6–120mo
Monthly
E£10k–E£2M
Amount
E£10k–E£2M
Valid national ID
Salary transfer or without salary transfer options
Terms and conditions apply
APR
12.0–13.8%
Term
6–84mo
Monthly
E£50k–E£2M
Amount
E£50k–E£2M
Valid national ID
Minimum income documentation
Salary transfer may be required
APR
—
Term
6–84mo
Monthly
E£10k–E£750k
Amount
E£10k–E£750k
Cash finance with or without salary transfer
Salaried: up to EGP 5 million, 120 months
Self-employed: up to EGP 3 million, 60 months
APR
12.3%
Term
6–120mo
Monthly
E£10k–E£5M
Amount
E£10k–E£5M
Payroll customers: up to EGP 1 million, 10 years
Non-payroll customers: up to EGP 500,000, 5 years
Free insurance coverage against death
APR
—
Term
6–120mo
Monthly
E£10k–E£1M
Amount
E£10k–E£1M
Valid national ID
Minimum documentation required
Free life insurance included
APR
—
Term
6–84mo
Monthly
E£10k–E£4M
Amount
E£10k–E£4M
Minimum monthly income EGP 10,000
Valid national ID
Salary or instalment transfer options available
APR
16.0–17.0%
Term
6–84mo
Monthly
E£10k–E£3M
Amount
E£10k–E£3M
Age 21 to 60 at maturity
Minimum net salary EGP 10,000
Valid national ID and income documents
APR
14.0–34.5%
Term
12–96mo
Monthly
E£10k
Amount
E£10k