Spring EQ Home Equity Loans
MortgageHomeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.5–11.5%
Term
60–360mo
Monthly
$25k–$500k
Amount
$25k–$500k
Loan Comparison Platform
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5.99%
APRs from
24h
Updated
100%
Independent
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.5–11.5%
Term
60–360mo
Monthly
$25k–$500k
Amount
$25k–$500k
Military/DoD affiliation
Navy Federal membership
US resident
APR
3.89–18.24%
Term
12–96mo
Monthly
$250–$100k
Amount
$250–$100k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
$2k–$250k
Amount
$2k–$250k
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Monthly
$25–$500
Amount
$25–$500
Active bank account
Government-issued ID
Proof of income
APR
100.0–200.0%
Term
1–6mo
Monthly
$50–$1.5k
Amount
$50–$1.5k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
$1k–$40k
Amount
$1k–$40k
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
APR
4.15–14.9%
Term
—
Monthly
$5k–$500k
Amount
$5k–$500k
APR
7.99–24.99%
Term
36–84mo
Monthly
$2.5k–$40k
Amount
$2.5k–$40k
US citizen or permanent resident
Valid income documentation
Property in eligible state
APR
6.5–8.0%
Term
—
Monthly
$50k–$2M
Amount
$50k–$2M
APR
5.49–17.99%
Term
12–75mo
Monthly
$7.5k–$100k
Amount
$7.5k–$100k
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Monthly
$50–$250
Amount
$50–$250
APR
36.0–199.0%
Term
≤12mo
Monthly
$50–$3k
Amount
$50–$3k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
$5k–$100k
Amount
$5k–$100k
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
2.09–17.99%
Term
60–180mo
Monthly
Up to $1k
Amount
Up to $1k
APR
6.99–35.99%
Term
36–60mo
Monthly
$2k–$50k
Amount
$2k–$50k
Homeowner with equity in property
Credit union membership required
Good credit history
APR
5.99–7.5%
Term
60–240mo
Monthly
$10k–$500k
Amount
$10k–$500k
APR
5.49–17.99%
Term
12–72mo
Monthly
$4k–$100k
Amount
$4k–$100k
APR
36.0–199.0%
Term
≤24mo
Monthly
$100–$5k
Amount
$100–$5k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
$1k–$50k
Amount
$1k–$50k
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
APR
4.24–10.37%
Term
60–240mo
Monthly
$5k–$1000.0k
Amount
$5k–$1000.0k